00:01 This is how you beat inflation. You buy
00:03 Bitcoin, you wait long enough for it to
00:05 be higher than the price you pay for it,
00:07 and then you use it to buy everything
00:09 you need. All right, but I want to dig
00:11 into the details of that because that
00:12 sounds too simple and people don’t
00:13 really, you know, don’t really get that.
00:15 Okay, so yesterday I was like, okay,
00:18 I’ve been living for free for three
00:19 years now. I’ve spent hundreds of
00:21 thousands of dollars for free, basically
00:24 free money, because I’m spending the
00:26 appreciation of Bitcoin. And the
00:29 original Bitcoin that I started with for
00:31 all of my living expenses back in late
00:33 2022 is worth more than twice as much as
00:36 what it started in US dollars after
00:39 spending two literally hundreds of
00:41 thousands of dollars over the last three
00:42 years. Um, and the value is still more
00:45 than twice what the the balance started
00:46 at. Okay. So, uh, I wanted to sort of
00:49 find a way to really sort of condense
00:52 what is going on with the Bitcoin price
00:54 and why I am able to live for free. So,
00:57 the first thing I did is I loaded the
00:59 entire price history of Bitcoin into
01:02 chat GPT. Everything, the highs, the
01:04 lows, the starting price every day, the
01:06 ending price every day, all of it. I
01:07 loaded it all into chat GPT. And I told
01:09 it to graph for me how many days the
01:13 Bitcoin price had been within 10% of
01:16 each $1,000 mark. So for $1,000, that
01:19 means above or below $100. For $10,000,
01:21 that means above or below $1,000. For
01:23 $100,000, that means above and below
01:25 $10,000. But to do that for every price,
01:27 1 2 3 4 5,000 all the way to $125,000
01:32 because $124,000’s the highest it’s ever
01:34 been. And immediately when you graph
01:35 that, first of all, uh, one second.
01:41 I wanted to really focus on the last
01:42 three years when I’ve been living for
01:43 free. And immediately what pops out at
01:46 you is the graph that I posted multiple
01:47 times to Facebook over the last couple
01:49 days, which is that there’s basically
01:51 three there’s sort of three price points
01:54 that Bitcoin has spent more time within
01:58 10% of than any other time. That price
02:01 point in 2023 was $28,000. That price
02:05 point in 2024 was $64,000 and that price
02:09 point so far in 2025 has been $17,000.
02:13 Now, the reason it’s helpful to think
02:15 about it this way is because it’s easy
02:17 to get lost in the day-to-day up and
02:19 down price action. People look at the
02:20 price, they’re like, “But it’s all over
02:21 the place and it’s up and it’s down
02:23 without realizing that no, if you zoom
02:25 out, it tends to spend quite a bit of
02:27 time at certain levels and then other
02:29 levels and then other levels.” In my
02:32 opinion, we’ll probably never see the
02:33 other price levels ever again. Um, we
02:36 might never see 107,000 again. The
02:38 question is, are you going to buy
02:40 Bitcoin now so that when it comes up,
02:43 uh, you know, when it the price jumps to
02:45 $150,000 and then spend, you know, seven
02:48 or eight months chilling up at that
02:50 level? Uh the question is are you going
02:52 to have Bitcoin that you bought now to
02:55 spend then or are you going to wait and
02:57 buy it at 150,000 and then have to wait
02:59 seven or eight months before it goes to
03:01 a new higher level. And again my goal is
03:03 always to say look buy it as soon as you
03:06 can so that more of the upside in the
03:08 future you benefit from. So how do you
03:10 win in the game of inflation? Well the
03:12 government prints on average 7% more US
03:15 dollars every year. That means not only
03:18 are you getting three, four, five, six,
03:19 seven, eight, nine% inflation, but
03:21 you’re not benefiting from the fact that
03:23 humans get better at making stuff
03:25 literally every single passing day. So,
03:27 in a world where the government stopped
03:29 printing new money and giving it to the
03:31 cronies and the lobbyists and the Wall
03:33 Street bankers and everybody who always
03:35 gets the money first before the
03:37 inflation hits, they get to buy stuff
03:39 with the money before the inflation
03:41 hits. You get to buy the stuff with the
03:43 money after it’s trickled through the
03:45 economy after the inflation hits. So you
03:47 get screwed. They get the benefit. You
03:49 get screwed. And this has been going on
03:50 for hundreds of year. Well,und however
03:53 many years since 1913 when the Federal
03:55 Reserve was invented. This has been
03:56 going on is they print new money. The
03:58 cronies get it. They buy up a bunch of
04:00 stuff before the prices go up. Then the
04:03 prices go up because they bought up a
04:04 bunch of stuff and then now you’re stuck
04:06 with higher prices. And that’s the
04:08 system. Okay. So uh the way to beat
04:11 inflation is to hold money that is g
04:16 gaining value faster than the dollar is
04:19 losing value. That means you need to
04:21 find an asset that grows consistently
04:23 more than between 4% and 9% per year.
04:26 That way the prices might go up 5% 4% 7%
04:30 9%. You don’t care because the asset
04:32 you’re using to pay for stuff is going
04:34 up faster than that. Therefore you’re
04:36 actually buying things at a discount
04:38 every year. every passing year you’re
04:40 buying things at a steeper and steeper
04:41 discount whereas everybody else in the
04:43 world is buying things at a higher and
04:45 higher price and getting screwed. So
04:47 that’s how you beat inflation. So if you
04:50 accumulated Bitcoin in in uh in 2023,
04:54 there is a greater probability that you
04:56 accumulated that Bitcoin around $28,000
04:59 than any other price. Now the early part
05:01 of 2023 was actually cheaper than that.
05:03 So if you were buying Bitcoin in early
05:05 2023, good for you. was actually cheaper
05:07 than 28,000 but for seven solid months
05:10 that was it was within 10% of $28,000.
05:15 Again, the reason I’m not using
05:16 specifics is I don’t want to build a
05:18 strategy that says you have to buy
05:19 Bitcoin at this exact time in 2023. I’m
05:21 saying no, this strategy works if you
05:23 bought any Bitcoin at any time in 2023,
05:27 you know, for 7 months and for a couple
05:30 of additional month months if you bought
05:31 it cheaper than that. That’s like eight
05:34 or nine or 10 months 2023 that you could
05:36 have bought Bitcoin any time in there
05:38 and you’re going to have a cost basis
05:40 within 10% of the $28,000 which means
05:43 you can spend that Bitcoin with at a
05:46 radically appreciated price which right
05:48 now is $118,000. So you can buy Bitcoin
05:51 you bought at 28 and you’re buying stuff
05:52 for you know 118,000 and everything’s
05:55 like 60% off or whatever that is. It’s
05:58 like actually it’s a lot bigger than
05:59 that. It’s like 100, I don’t know, 74%
06:01 off, 78% off. It’s radically higher. So,
06:04 but again, let’s assume you missed 2023
06:06 and you didn’t start buying Bitcoin till
06:08 2024. Well, the most likely range you
06:11 bought Bitcoin in 2024 was within 10%
06:16 $6,400. That means within 6,400 of
06:19 64,000, which means to what is that
06:23 770,400
06:25 and as low as
06:29 57,600
06:32 if I’m doing the right math. Anyway,
06:34 6,400 above or below 64,000 within 10%.
06:38 Again, most people I know that is when
06:40 they bought it. Now, if you bought in
06:42 early 2024, you bought a lot cheaper
06:44 than that. Good for you. You’re living
06:45 at an even bigger discount. But most,
06:47 but you had eight months, literally
06:49 eight months, you had eight solid months
06:51 where Bitcoin at some point during the
06:53 day traded within 10% of $64,000. And if
06:56 you were accumulating back then, then
06:58 you can buy everything at a, you know,
07:01 more than a 50% discount. 52, 54, 58%
07:05 discount, whatever that discount is from
07:07 118,000 down to 64,000. So you’re living
07:10 life at a serious radical discount. And
07:14 the same will be true in the in the
07:15 future. Now, Bitcoin always doesn’t
07:17 always go up in a straight line, right?
07:19 It goes up and down on its way up, as
07:22 I’ve said numerous times. So what do you
07:24 do if Bitcoin enters a bare market
07:26 meaning it starts going down instead of
07:29 the answer is you just hold on to it
07:31 instead of spending it if it’s if the
07:33 price is lower than the price you paid
07:34 for it you just hold on to it. So you
07:36 need to your finances need to be able to
07:38 hold the ups and downs. But the reason
07:40 this works with Bitcoin rather than any
07:42 other asset is there’s too great a risk
07:44 with any other asset that it will go to
07:46 zero or that it will you know the
07:48 company will go bankrupt or whatever.
07:50 Now some people would say yeah but you
07:51 can do this strategy with the S&P 500
07:54 which is like the broad index of the
07:56 stock market but the stock market itself
07:58 as a whole does not go up more than 7 8
08:01 9% every year and it goes through if it
08:04 does go through the stock market goes
08:06 through uh a correction of its own a
08:08 bare market a down market typically for
08:11 the stock market that lasts a long time.
08:13 So, you’ve got to be ready to ride out a
08:15 multi-year uh or, you know,
08:18 significantly. If you were buying stocks
08:19 at the peak in 2027, you were waiting a
08:22 long time until those stocks were up and
08:24 you can actually convert them, you know,
08:26 to US dollars and spend. Um, so Bitcoin,
08:30 one second here, Bitcoin doesn’t have
08:32 that problem because when it goes down,
08:33 it recovers very quickly and so you can
08:35 just wait it out. and the price
08:37 appreciation on the upside is radically
08:39 higher than the price that is needed to
08:42 combat inflation. So again, you just
08:45 don’t have the same problem you do with
08:47 uh stocks uh that you as with Bitcoin
08:50 because Bitcoin is just uh much more
08:52 consistent in its going up over time and
08:54 it recovers much quicker and the side of
08:57 Bitcoin is so much radically higher. So
08:59 the only way you can try to get the kind
09:01 of uptight you can get with Bitcoin, the
09:03 only way to get that some other way is
09:05 by betting on individual stocks, but
09:07 that is extremely risky because if
09:09 you’re buying Tesla or Amazon or
09:11 Facebook or Google or um what is it uh
09:16 Nvidia or whatever the seventh one that
09:19 the Magnificent Seven, which is the
09:21 seven highest performing stocks in the
09:24 last decade or two, if you’re trying to
09:26 get upside by only buying one of those
09:29 stocks, you risk it falling out of favor
09:32 and your whole strategy blows up and
09:34 there’s a high risk of that. If you’re
09:35 buying only the Magnificent Seven
09:37 stocks, all of those stocks are at
09:39 record high valuations, which means the
09:41 price you pay for every dollar of
09:44 earnings that the company makes, for
09:45 every dollar of profit, the price you
09:47 pay per dollar of earnings is
09:49 stratospherically high right now.
09:51 Meaning there is a very good chance that
09:53 that will go through an adjustment and
09:54 come way down, resulting in once again
09:56 your strategy blowing up. So this
09:59 strategy to beat inflation, you need an
10:01 asset that almost certainly will go up
10:03 in the long term and that is still early
10:05 in the adoption cycle so that there’s a
10:07 huge amount of upside left for price
10:10 appreciation. That asset is Bitcoin. For
10:12 all the reasons I’ve covered in numerous
10:14 videos, bit Bitcoin is not subject to
10:17 being outco competed or made obsolete
10:19 the same way a technology is, the same
10:22 way a stock is or a company is. Bitcoin
10:25 does not have that same problem of going
10:28 obsolete or being made obsolete or being
10:31 uh you know uh uh you know something new
10:34 upgrading and disruptive innovation.
10:36 Bitcoin just doesn’t have that problem
10:37 the way virtually every other stock or
10:40 bond or real estate has. Uh and it’s
10:43 early in the adoption cycle. So roughly
10:45 95% of the world owns zero Bitcoin. That
10:48 means if you’re buying Bitcoin now,
10:50 you’re benefiting from the adoption of
10:52 Bitcoin by the other 95% of the world.
10:55 Again, there’s just no other asset like
10:57 that. Um, you know, the vast majority of
10:59 people that are ever going to own stock
11:01 in the stock market own some stock
11:03 already. And the vast majority of people
11:04 who are going to own a lot of a certain
11:06 kind of stock or a certain asset of
11:07 stock, most of those already do. You’re
11:09 not early to Tesla. You’re not early to
11:12 Apple. You’re not early to Amazon.
11:14 You’re not early to any of those. By the
11:15 time a company goes public on the stock
11:17 market, often a lot of the early gains
11:19 are past it and you know, you’re
11:21 competing with Wall Street. Uh, Bitcoin
11:23 is the one way you can frontr run Wall
11:24 Street because it’s an asset that got
11:27 adopted by individuals before Wall
11:29 Street and the vast majority of Wall
11:30 Street has still not adopted Bitcoin.
11:32 The vast majority of nation states have
11:34 not adopted Bitcoin. The vast majority
11:36 of Bitcoin adoption in the world is yet
11:38 to come. Which means Bitcoin should over
11:42 time it will go up and down on its way
11:44 up. But if you are patient, you have the
11:46 ability to buy Bitcoin today at $118,000
11:49 and spend it in the future at 150 or 220
11:52 or if you wait long enough multiple
11:54 years 350,000 something like that. And
11:58 essentially instead of the entire rest
11:60 of the world being gouged by inflation,
12:03 government money printing, the
12:04 government printing like they the
12:06 Federal Reserve decided yesterday,
12:07 they’re going to print even more money.
12:09 They lowered interest rates, which means
12:10 the way they lower interest rates is by
12:12 printing even more money, which causes
12:14 inflation. And inflation is already
12:16 above 3% by government measures and
12:19 somewhere between, you know, five and 9%
12:22 by more realistic legit measures of
12:25 what’s happening in the economy. So, you
12:27 got to beat that. Otherwise, you’re
12:28 moving backwards.
12:30 And almost nobody’s getting a 9% pay
12:32 raise every year at work, which means
12:35 you got to put your money in an asset
12:36 that’s beating inflation consistently.
12:38 And Bitcoin is the most reliable solid
12:41 way to do that. So, as always, this is
12:42 not financial advice, not legal advice,
12:44 not accounting advice, not investment
12:46 advice, not any kind of advice. This is
12:49 just me living for free for the last
12:51 three years, spending thousands of hours
12:54 studying Bitcoin, trying to find a
12:56 solution for inflation myself and trying
12:58 to find a solution that would give me
13:00 financial freedom and independence. And
13:02 it’s Bitcoin and is still very early in
13:04 the adoption cycle of Bitcoin. And if
13:06 you feel like you’re late to Bitcoin,
13:08 literally everyone who’s ever bought
13:09 Bitcoin has felt like they were late to
13:11 Bitcoin. Like everybody has felt like
13:13 they’re late to Bitcoin. You are not
13:14 late to Bitcoin. 95% of the world owns
13:17 zero Bitcoin. And the vast majority of
13:19 the other 5% who own some Bitcoin, it’s
13:22 50 bucks, 200 bucks. It’s not enough to
13:24 matter. There’s very, very, very, very
13:27 few people in the world like me who have
13:29 literally 100% of my liquid assets in
13:31 Bitcoin. 100%. And I worked my way up
13:34 from 0% in 2017 to 100% earlier this
13:38 year in April of this year when I
13:40 finally decided to convert the last 1%
13:43 of my stock portfolio into Bitcoin. I
13:45 had already converted all of my uh
13:47 savings, all of my investments, all of
13:49 my 401k, all of my IRA, everything’s in
13:53 Bitcoin. Uh for liquid assets that I
13:55 have, uh it’s all Bitcoin. And it’s all
13:58 Bitcoin because I’ve spent thousands of
13:60 hours studying Bitcoin. And my
14:01 conviction level is it’s the only kind
14:03 of money in the world that nobody can
14:05 make more of. It’s the only kind of
14:07 money that nobody can manipulate. There
14:10 will only ever be 21 million Bitcoin
14:12 ever in the world ever. There will only
14:14 ever be 21 million Bitcoin. And however
14:17 many of those 21 million Bitcoin or
14:20 fractions of one you can get right now
14:23 lets you spend that Bitcoin for the rest
14:25 of your life or whenever you want to
14:26 spend it. You can wait and it goes up
14:28 50% and you spend it then and
14:30 everything’s 33% off. Um, or you can
14:33 wait much longer and buy everything when
14:35 it’s 50% off. Or you can save Bitcoin
14:37 right now. You can buy a little piece of
14:40 a Bitcoin. You can buy a dollar of
14:41 Bitcoin and it’ll probably be worth $20
14:44 or $100 when you retire, you know, which
14:46 is a massive upside, which is why you
14:48 need to buy more than$1 because even if
14:50 it goes up 20, 30, 50x, uh, you have to
14:53 have enough to matter. Uh, by the math,
14:56 if you want to double your liquid net
14:58 worth in 10 years, assuming Bitcoin goes
15:01 up by a factor of 10, if you want to
15:02 double your entire liquid net worth,
15:05 meaning all or let’s just call it net
15:06 worth, your assets, you need 11% of your
15:09 net worth in Bitcoin. If you want to
15:11 triple all of your net worth, assuming
15:13 everything stays the same and Bitcoin
15:15 goes up by a factor of 10, if you want
15:17 to triple it, you need 22% of your
15:19 assets in Bitcoin. If you want to
15:20 quadruple it, you need 33% of your
15:23 assets in Bitcoin. Now, if you want to
15:25 your net worth to go up by a factor of
15:27 10 when Bitcoin goes up by a factor of
15:30 10, well then you got to be where I am,
15:31 which is 100% Bitcoin. Because if you’re
15:33 100% Bitcoin and it goes up, you know,
15:35 a,000%, well, then you’re up a,000%,
15:38 which is 10x. So, I continue to believe
15:41 that now is a great time to buy Bitcoin.
15:43 Um, I’ve done the research. Could I be
15:45 wrong? Yes, everybody can be wrong, but
15:47 I really don’t think I am. and talk
15:49 about money where your mouth is. I got
15:50 100% of Bitcoin. I live on Bitcoin.
15:52 Everything I buy, I buy with a Coinbase
15:54 debit card, which converts my Bitcoin
15:56 into the local currency. So whether
15:58 that’s Honduran and Limpira or euros in
16:01 Europe or Japanese yen, wherever I
16:03 happen to be, when I use that Coinbase
16:06 debit card, it converts Bitcoin to the
16:08 local currency and I can buy anything I
16:09 want at whatever the current exchange
16:11 rate is for Bitcoin in the world. And
16:13 Bitcoin has a, you know, a floating
16:15 exchange rate in every single currency
16:16 around the world. It’s completely
16:18 liquid, meaning you can buy an unlimited
16:20 amount of stuff and you’re not going to
16:22 move the price of Bitcoin. It’s just
16:23 amazing. It’s an amazing technology. You
16:25 can store it for safety out of the hands
16:27 of, you know, hackers and scammers in
16:29 Bicki, Bit Ty, which I’m constantly
16:32 posting about. Like, all of these things
16:34 are at your fingertips. It’s amazing,
16:36 amazing, amazing technology. And, uh, if
16:39 I were you, I’d buy as much as I can. I
16:41 mean, that’s what I’ve already done.
16:42 That’s what I would do. That’s what I
16:43 have done. It’s working great for me.
16:46 And uh I think it will continue to work
16:47 great for a very long time in the
16:48 future. So here to serve. Send me
16:51 questions. Happy to answer anything. And
16:53 have a great day everyone.
