Why I Recommend Coinbase (buy/spend), River (business/nonprofit), Bitkey (long-term savings), and Fidelity (retirement)

00:01 Hey everyone, I thought I’d do a quick
00:03 video on why I recommend what I
00:05 recommend and what my thinking is behind
00:08 that recommendation. So, I’m actually
00:10 going to go in reverse order of the four
00:12 names I posted. So, I’m going to start
00:14 with retirement and where I recommend
00:15 Fidelity. Now, there are some ways to
00:18 directly hold Bitcoin uh yourself in
00:21 self-custody in a retirement account.
00:23 The most common is Unchained Capital.
00:26 Uh, but I don’t recommend it because
00:27 it’s technically, excuse me, it’s
00:30 technically quite difficult. There’s
00:32 seed phrases. You have to stamp them in
00:33 metal plates. You got to not lose them.
00:36 You got to make sure a hacker doesn’t
00:37 see them. There’s just, it’s technically
00:40 far, you know, I just can’t recommend it
00:42 for anybody but like really technically
00:44 sophisticated people who really want to
00:46 go sort of deep down that road. So, even
00:50 though it’s not ideal for Fidelity to
00:52 hold your Bitcoin in a retirement
00:54 account, I also think that retirement
00:55 accounts are the safest from government
00:58 confiscation, the likelihood that the
01:01 government is going to confiscate
01:02 Bitcoin in a retirement account is less
01:05 than the likelihood that they would
01:07 confiscate it at just being held in a
01:09 custody or a brokerage account. Uh, and
01:12 obviously they can’t custody it or they
01:14 sorry, they can’t confiscate it if it’s
01:16 held in Bitkey in your own self-custody.
01:18 But for retirement accounts, because
01:20 there’s not currently an elegant way of
01:23 holding Bitcoin in Bitkey in a
01:26 retirement account, at least not that I
01:28 am aware of, um, that leaves the sort of
01:30 best option that’s super easy to use for
01:32 everyone. Uh, Fidelity. Fidelity does
01:35 hold uh, the Bitcoin on your behalf.
01:37 They hold it in their own custody. They
01:39 do not depend on Coinbase or anyone
01:41 else. They hold it literally, you know,
01:43 in their own, you know, ultra secure
01:45 digital vaults on your behalf. And I
01:48 just found out yesterday that Coin or
01:51 sorry uh Fidelity for their crypto uh
01:54 services are is about to roll out the
01:56 ability for you to transfer Bitcoin
01:58 directly off their platform into cold
02:00 storage. Now, I don’t think that that
02:02 will apply to retirement accounts, but
02:04 it does mean Fidelity as a whole is
02:06 going in the right direction. Uh,
02:08 Fidelity has been involved with Bitcoin
02:10 since 2014 and which is a long time in
02:12 Bitcoin, just a few years uh or I guess
02:15 5 years after it was created in 2009,
02:17 but much earlier than any other
02:19 companies got involved um at least
02:22 companies of their scale. So, I’m a big
02:24 fan of Fidelity. It’s not ideal to not
02:27 control the keys to your Bitcoin the way
02:29 you can with Bit Key. But for retirement
02:31 accounts, it seems to me to be a
02:33 trade-off that is uh a trade-off most
02:36 people are willing to make because of
02:38 the technical difficulty of using
02:40 Unchained Capital or some service that
02:43 uh lets you hold the keys to your
02:45 Bitcoin in a retirement account. Now,
02:48 quite a few times I’ve considered moving
02:50 my 401k
02:52 uh to Unchained, but every time I’m
02:54 like, I just do not want to deal with
02:57 more hardware wallets, more seed
02:58 phrases, more metal backup stamped, more
03:02 time locks, more geographic
03:04 distribution. I just don’t want to deal
03:05 with all that. I’ve got too much of that
03:07 in my life already, which is why I’ve
03:09 got my 401k, uh, Bombgar 401k, which I
03:13 converted to a, uh, an IRA, a rollover
03:16 IRA, because it has to be a rollover
03:18 IRA. If you roll it over from a 401k,
03:21 that makes it a rollover IRA. So, I’ve
03:23 got that sitting on Fidelity. Uh, again,
03:26 because I just don’t want to go tackle
03:29 setting it up on Unchained Capital. And
03:31 for the average person, I’m quite
03:32 technical. for the average person, I
03:34 certainly would not recommend um you
03:37 know doing a more technical approach. Um
03:39 so anyway, so that’s why I recommend
03:41 that. All right. So if you and and
03:43 certainly there’s there’s other options
03:45 over time. Uh Charles Schwab uh says
03:48 that they’re going to roll out custody
03:50 services for Bitcoin and there’s going
03:52 to be a lot of services, but Fidelity
03:54 just seems to be the clear winner. They
03:56 lead in the marketplace. If you’re
03:58 already on Black Rockck, they might
03:60 already have something similar, but I’ve
04:02 just had really good success with
04:03 Fidelity. I know a lot of people who
04:05 have also had really good success with
04:06 Fidelity, and so I recommend Fidelity.
04:09 Um, but again, there’s it’s not it’s not
04:12 perfect because they custody the Bitcoin
04:14 for you, but it’s as close to perfect uh
04:17 for someone who does custody the Bitcoin
04:18 for you as you can get. And Fidelity
04:21 supports IRA, Roth IAS, 401ks, you know,
04:25 every every imaginable form of
04:26 retirement. Fidelity has you covered.
04:29 And you can roll it over to Fidelity
04:31 from another provider. It’s great. They
04:33 do a good job. They have great customer
04:34 service, everything like that. Okay, so
04:36 that’s Fidelity. All right. Working in
04:37 reverse order, long-term storage, uh,
04:40 cold storage, long-term savings. Bitkey,
04:43 uh, bit
04:45 ke.orld. Bitkey.world is the website.
04:48 Bitkey is hands down just phenomenal in
04:51 every way. Every other product I
04:53 recommend in this video being Fidelity,
04:57 Bit Key, River, Coinbase, every one of
04:60 them has tradeoffs except BitKey. Bitkey
05:03 is as perfect as a product can be and
05:05 nothing else is even remotely close. Uh,
05:08 everything else out there, cold card,
05:10 treasure, Ledger, um, I mean, just you
05:14 name it. Coin Kite, the coin, any of the
05:16 Coin Kite products, I mean, everything
05:18 is way too complicated, way too high
05:21 risk that you’re going to accidentally
05:22 screw something up and lose your
05:24 Bitcoin. Way too likely that you’re
05:27 going to accidentally lose your seed
05:28 phrase or get it exposed to a hacker.
05:30 Like I just do not recommend any of the
05:33 other products in the marketplace to
05:35 Bitcoiners other than Bitkey. Bitkey is
05:38 as close to a perfect product in the
05:40 Bitcoin ecosystem as literally it’s
05:43 conceivably possible to create.
05:45 Nothing’s I mean it’s just it’s amazing.
05:47 They just they knocked it out of the
05:48 park with that product. It keeps getting
05:50 better. I love BitKey. So Bit Key is the
05:54 only really the only thing here that
05:56 doesn’t have tradeoffs. Um although it
05:58 would be nice if Bitkey made it cheaper
06:00 to buy Bitcoin directly within Bitcoin
06:03 uh Bitkey, it’s still better to buy it
06:05 on another platform and then move it
06:06 over to Bitkey. Um but I’m hoping that
06:09 the fees will come down uh as soon as
06:11 they add Strike S I ke. I’m hoping
06:14 Strike will have substantially lower
06:16 fees when it gets added to Bit Key, but
06:19 that has not happened yet. Um, and the
06:21 current providers are more expensive
06:23 than I’m comfortable recommending, which
06:25 is why I still recommend people buy
06:26 Bitcoin on either Coinbase or River and
06:29 then move it to BitKey as opposed to
06:31 buying and selling directly from within
06:34 BitKey. But anyway, BitKey is just the
06:36 most amazing of the products that are
06:38 that I’m covering today because there’s
06:40 basically no trade-offs. It’s just
06:41 incredible in every way. So, that’s
06:43 BitKey. To recap here, we got Fidelity,
06:46 which is sort of the best of the
06:47 providers for retirement products,
06:50 401ks, IRA, Roth IRA, anything you want
06:52 to put in Bitcoin. Fidelity’s got you
06:54 covered. Um, but again, with the
06:56 trade-off that they hold the keys, not
06:58 you, but it is sort of the next best
07:01 thing to holding the keys yourself, even
07:02 though nothing is as good as holding the
07:04 keys yourself. All right, so then we got
07:07 Bit Key, which is like hands down the
07:09 winner. Nothing’s even close. It’s not
07:11 even a competition. Get yourself a Bit
07:12 Key. It’s amazing. I’ve tried them all.
07:15 You know, all the different competitors.
07:17 I absolutely don’t recommend any of
07:18 them. Bit Key stands alone. Bit Key is
07:21 amazing. Get a Bit Key. All right. So,
07:23 uh, the last category, uh, so let me
07:26 start with the easy one. For businesses
07:29 and nonprofits, River is by far your
07:32 best bet. Nothing even comes close.
07:34 Absolutely positively. Get an account on
07:36 river.com. R I Ver singular like one
07:40 river. r i
07:43 veer.com. Get a river account. It’s a
07:45 no-brainer. Makes all the sense in the
07:47 world. Get a river account. So, um, the
07:49 reason I say that is it is much, much,
07:52 much more difficult and costly to get a
07:55 business account on Coinbase. Coinbase
07:57 charges an upfront non-refundable $1,000
08:00 application fee. And the paperwork
08:03 requirements on Coinbase to get a
08:05 business account are just about the most
08:07 painful process I’ve ever gone through
08:09 to get any sort of account on anything.
08:11 I just absolutely it’s just unbelievably
08:15 painful. So, uh, for the vast majority
08:18 of businesses, unless you’re a large
08:20 business that’s going to do high volume
08:22 buying and selling of Bitcoin or you
08:24 need just sort of super high-end custody
08:27 services and whatever else, but for any
08:30 for any small or medium business or any
08:32 nonprofit, absolutely, River uh, targets
08:35 that demographic and does a really good
08:38 job of getting you everything you need
08:40 to make it super elegant. So, for
08:43 businesses and nonprofits, Rivers sort
08:45 of the sort of the clear winner there.
08:47 All right. For individuals, which is the
08:49 category most likely to want to buy
08:50 Bitcoin, I’m torn on this one because
08:54 um if you’re willing to sort of ramp up
08:58 to the technical, you know, the
09:00 technicality and the extra complexity of
09:03 Coinbase Advanced, um then you can get
09:06 cheaper Bitcoin buying on Coinbase
09:08 Advanced than anywhere else. The problem
09:11 is it’s quite technical and now I have a
09:13 video on how to do it and you know I
09:15 walk through it and all that sort of
09:16 stuff. So it’s not that hard, but um
09:20 Coinbase just hits you with a lot. Uh
09:22 Coinbase is constantly marketing random
09:24 tokens that are one day going to be
09:26 worthless. Uh and so you have to
09:28 navigate that. They’re constantly asking
09:29 you and telling you that 0% of your
09:32 crypto is staked. And they’re
09:34 encouraging you to stake your crypto,
09:35 which is something you can’t even do
09:37 with Bitcoin. And I do not recommend
09:39 doing with anything because you should
09:42 not own any crypto that can be staked
09:44 because by definition, if something can
09:46 be staked, that means it’s not
09:48 decentralized, which means it’s a token
09:51 or a crypto, whatever, that is not going
09:54 to retain its value over time. So, um,
09:57 so there’s just a lot of complexity and
09:59 the fees on Coinbase Standard are very,
10:02 very high. So, if you log in right now
10:04 as a brand new user to Coinbase
10:06 Standard, the fees are about
10:08 4.7%. Um, it’s about 4.74. Now, that’s
10:11 made up of a
10:13 3.74% fee and a 1% spread, which means
10:17 they charge you 1% more than the current
10:20 market price to buy Bitcoin. and they
10:23 you receive 1% less than the current
10:26 market price when you sell Bitcoin. So a
10:28 spread is the difference between the
10:31 price you pay when you buy and the price
10:33 you pay you get when you sell as
10:36 compared to the market midpoint. So
10:38 anytime you log into one of these apps
10:40 and it’ll show you the price of Bitcoin
10:41 and the price of Bitcoins is showing is
10:43 always the midpoint which is the price
10:45 at which the very last time someone
10:48 bought or sold a bitcoin. But a lot of
10:51 these apps when you actually want to buy
10:52 or sell, they show you a different
10:54 price. And that price includes what’s
10:57 called a spread. And the spread that
10:59 they include uh adds to or subtracts
11:02 from the market price on the home
11:04 screen. So in the case of Coinbase
11:06 Standard, they charge you 1% more if
11:08 you’re buying and you receive 1% less if
11:12 you’re selling. So, there’s a 2% price
11:14 difference between uh selling versus
11:17 buying Bitcoin, which means the price
11:19 you see on the home screen is the
11:20 midpoint. Basically, the price that it’s
11:22 actually transacting for. But if you’re
11:24 buying or selling, you’re automatically
11:26 uh effectively getting charged a 1%
11:28 penalty called a spread, which is just
11:31 uh you know, one more way exchanges make
11:33 money. Uh but when you add that 1%
11:35 spread on Coinbase Standard to the you
11:39 know already very high fees in the case
11:41 of $100 buy uh
11:44 3.74% you end up with 4.74%. So that’s
11:47 just under 5% less. So you buy $100 of
11:50 Bitcoin and suddenly there’s barely more
11:52 than $95 in your account which is just I
11:55 mean those are ridiculously high fees.
11:56 So I have a hard time recommending
11:58 Coinbase uh Standard because the fees
12:01 are so high. Uh but if you’re willing to
12:03 jump through the hoops of the complexity
12:04 and you know sort of the technical
12:07 interface of Coinbase Advanced, you can
12:09 get the lowest possible fees uh in the
12:12 market. But again, there’s just a lot of
12:14 complexity there, which is why I’m torn
12:15 cuz part of me wants to recommend the
12:17 easiest thing with it, which is River.
12:19 Uh but in River’s, you’re going to pay a
12:21 uh a flat 1% plus a.3% spread. So buying
12:25 or selling, you’re only ever paying
12:27 1.3% to buy or to sell. Uh but uh you
12:32 can get lower than that on Coinbase
12:34 Advanced. It’s always higher than that
12:36 on Coinbase Standard, which means River
12:38 is always going to be a cheaper place to
12:40 buy or sell Bitcoin than Coinbase
12:43 Standard, but Coinbase Advanced if
12:46 you’re doing any sort of significant
12:47 volume. Uh Coinbase Advanced is going to
12:50 be cheaper than any of the other
12:51 options. So, if somebody’s coming to me,
12:54 you know, from the sort of right out of
12:56 the gate and they’re planning to buy
12:58 probably less than $10,000 of Bitcoin, I
13:01 would say just use River because River
13:04 is going to have consistently lower fees
13:05 and River offers zero fees for recurring
13:08 buys. So, you only pay the.3% spread.
13:12 You don’t pay the one the 1% on top of
13:14 that or.99% I think it is for River. Um,
13:18 so the the cheapest way to do recurring
13:20 buys is on River. Um, but the the
13:23 cheapest day uh place to do sort of
13:26 non-recurring buys are
13:28 is excuse me is Coinbase Advanced and
13:31 obviously Coinbase Standard is the most
13:33 expensive uh of those three options
13:36 between Coinbase Advanced, Coinbase
13:38 Standard, excuse me, and River. Um but
13:41 anyway, so it it’s definitely difficult
13:44 if somebody comes to me uh and says,
13:46 “Hey, I want to buy some Bitcoin. Where
13:48 should I
13:49 go?” Uh the the the other thing that
13:51 makes it difficult is the Coinbase debit
13:53 card is only available from Coinbase. So
13:55 there’s no debit card equivalent on
13:58 River, which means if somebody has
13:60 Bitcoin on River, there’s no good way to
14:02 spend that Bitcoin other than to
14:04 liquidate it to US dollars. And then you
14:07 can spend it, you know, you can push
14:08 that money over to a debit card or a
14:10 credit card, or you can buy everything
14:11 with a credit card and pay it off with
14:14 your river account, but that’s just not
14:16 the same as actually spending Bitcoin on
14:19 everything you buy, which is what I do.
14:21 So, uh, so my sort of my world is made
14:25 up of retirement accounts on Fidelity.
14:28 Um, lots of different bit keys,
14:31 geographically distributed, super hard
14:33 to get to, super secure, time locks, you
14:36 know, dogs, armed guards, uh, you know,
14:39 all the crazy stuff that crazy people
14:40 like me do. Um, so my, you know, sort of
14:43 secure long-term storage of Bitcoin is,
14:46 uh, very hard for me to get to, and
14:48 that’s on purpose because it makes it
14:49 hard for anybody, uh, including me, to
14:52 get to my long-term storage Bitcoin. And
14:55 then on sort of day-to-day usage, I
14:58 almost always use Coinbase Advance for
14:60 buying and selling. And then River for
15:02 anything that involves uh business
15:04 accounts just because it’s so much
15:06 easier to use for business accounts than
15:09 Coinbase and it’s so much easier to set
15:10 up a business account on River as
15:12 compared to Coinbase. Uh same for
15:14 nonprofits. Uh so anyway, so that’s
15:16 that’s the the sort of the hard part of
15:19 the equation is people who are new
15:21 because I want to on-ramp them onto
15:23 Coinbase. Uh so they can use the
15:25 Coinbase debit card if they want to or
15:27 even if they only buy one cup of coffee
15:29 with it, they can see what it’s like to
15:30 buy anything in the world with Bitcoin
15:32 and they can see how it’s instantly
15:34 converted from Bitcoin to US dollars or
15:37 whatever the local currency is. I think
15:39 that whole process of seeing how
15:41 powerful it is to buy stuff with Bitcoin
15:44 uh is just really powerful and the
15:46 Coinbase is the only place you can get
15:47 that experience. Uh the problem is it’s
15:49 a lot harder to onboard people to
15:51 Coinbase uh because you can’t send them
15:54 like River has the concept of a river
15:55 link which is I can just say hey here’s
15:57 $50 free Bitcoin. I send them a river
15:60 link they create an account or redeem
16:01 it. It’s easy. uh Coinbase, it’s much
16:03 more difficult to do that because um
16:06 there’s a glitch that they are in the
16:07 process of fixing uh for the last year
16:09 now, but it’s still not fixed that if I
16:11 send Bitcoin to an email address or a
16:13 phone number of someone who does not
16:15 already have a Coinbase account, uh the
16:17 a money ends up in limbo. So, if I um if
16:20 they go and create an account with the
16:22 link from Coinbase, often times they do
16:25 not actually receive the $50 of Bitcoin
16:27 and I have to resend it. and then after
16:29 I rescend it, then in the next day or
16:31 two, it the first send will magically
16:33 show up out of the blue. So, it’s a
16:35 glitch. It’s a known issue. Coinbase has
16:37 been uh had it in the queue to fix that
16:40 for uh months now, but it has not been
16:43 fixed yet, which makes it hard to give
16:45 Bitcoin to people, you know, that are
16:47 brand new, starting from scratch to
16:49 create an account. You really have to
16:51 jump through a lot of extra hoops of
16:52 getting them to set up a Coinbase
16:54 account before you send it to them. and
16:56 you can’t send them Bitcoin until they
16:57 do ID verification, which involves, you
16:60 know, the driver’s license and
17:01 everything and it’s a fiveminute wait
17:02 and all this sort of stuff. So, River
17:04 lets you bypass all that. You can just
17:05 send anybody Bitcoin with a River link,
17:08 which is just super elegant and
17:09 straightforward. So, usually if I’m
17:11 giving somebody Bitcoin for the first
17:13 time, I just send them a River Link
17:15 because it’s so much easier than the
17:17 Coinbase process until uh Coinbase fixes
17:20 their process at which point uh it will
17:22 be equally easy to do on Coinbase or
17:25 River. So, anyway, so that that’s quick
17:27 rundown. If what you really value is the
17:29 Coinbase debit card, uh, and you
17:31 anticipate having at least tens of
17:33 thousands of dollars of Bitcoin or
17:35 hundreds of thousands of dollars of
17:36 Bitcoin and using the Coinbase debit
17:39 card for all your expenses, then the one
17:41 and only place you can do that is on
17:42 Coinbase because it is the Coinbase
17:44 debit card and none of the other
17:46 providers have something equivalent. If
17:48 what you value is an easy on-ramp
17:51 experience, a simple interface, low fees
17:54 even for small purchases, and just
17:56 everything pretty elegant and
17:58 straightforward, River is a much easier
18:01 and more elegant place to start, and
18:02 that you will not get bombarded every
18:05 second or every minute or every day by
18:08 alerts on how you should buy this coin
18:10 or the PP coin or the Dog Whiff hat coin
18:13 or the Trump coin or the Melania coin or
18:15 there’s just a gazillion, you know,
18:17 You don’t want to be getting all these
18:19 prompts all day long for random tokens
18:20 that are ultimately going to be
18:21 worthless uh that there’s no reason to
18:24 own any of those anyway. So, River is
18:26 Bitcoin only. They don’t bombard you
18:28 with all that stuff. Um so, what what
18:32 would my perfect uh cryptocurrency
18:34 exchange be? In my perfect world, there
18:37 would be a which does not exist right
18:39 now, there would be a cryptocurrency
18:41 exchange that’s basically like River in
18:44 that it’s Bitcoin only, but it would
18:47 have a debit card and bill pay and
18:50 direct integration with Bitkey. Uh, so
18:53 if that existed, it would really be the
18:54 panacea of cryptocurrency exchanges.
18:57 just somewhere with nice low fees, a
18:59 direct integration with Bit Key and uh a
19:03 debit card to spend it if you wanted to
19:05 do that and uh all of that. But that
19:08 doesn’t exist. If you want the debit
19:09 card and the lowest possible fees, you
19:12 got to use Coinbase Advanced. If you
19:14 want the uh easy user experience,
19:17 Bitcoin only, super straightforward,
19:19 elegant, um that’s River, but again, you
19:22 don’t get the you don’t get the debit
19:23 card over there. Now, you can buy
19:24 everything like Jack Mers does, uh, or
19:27 Malers. I guess it’s Mers because it’s
19:29 an A. Jack Morers. Uh, Jack Morers, the
19:32 CEO of Strike, buys everything on with a
19:35 credit card and then just uses the bill
19:37 pay feature of Strike to pay off the
19:40 credit card at the end of every month,
19:42 which also works great, I presume. I’ve
19:44 never done that, but I presume it works
19:45 great. Um, but it’s not the same as
19:47 using actual Bitcoin to buy everything.
19:49 You’re basically just paying off with
19:52 Bitcoin, you know. uh bill at the end of
19:54 the month, which is just it’s a
19:55 different experience than buying
19:58 everything with Bitcoin and seeing what
19:60 the actual experience is of actually
20:02 spending Bitcoin on everything that
20:03 Visa, you know, everywhere that Visa’s
20:05 accepted in the world spending uh actual
20:08 Bitcoin. Now, it’ll get a little bit
20:10 better because later this year, River
20:12 and I think River and Coinbase uh are
20:15 both rolling out bill pay. I expect this
20:18 is, you know, sort of the rumor on the
20:19 internet is that hopefully both of them
20:22 will end up with bit uh bill pay at some
20:24 point this year. And uh but I don’t
20:26 expect anybody other than Coinbase to
20:29 have a Coinbase or to have a debit card
20:31 that actually lets you spend Bitcoin. Uh
20:33 I know that’s not in the works or I’m
20:36 I’m pretty sure that’s not in the works
20:39 at anywhere other than Coinbase. And
20:40 obviously Coinbase already has it. So
20:42 hopefully all that helps. Again, my
20:45 Bitcoin ecosystem is made up of
20:47 Coinbase, River, Bitkey, and Fidelity.
20:51 And those are the four services I
20:52 recommend. Coinbase or River for
20:55 somebody, you know, sort of individual
20:57 use of Bitcoin. Um, River for, you know,
21:02 small and medium businesses and
21:03 nonprofits. Bitkey for self- storage,
21:07 cold storage of Bitcoin anywhere. You
21:09 can use Bit Key for a business account.
21:11 You can use it for individual. So you
21:13 can really use BitKey for anything. Um
21:15 and then uh Fidelity for retirement
21:18 accounts just because the tax advantage
21:21 nature of retirement accounts means they
21:23 are more complicated to set up and
21:24 maintain and make sure everything’s
21:26 right than other accounts which is why I
21:30 use Fidelity instead of just
21:31 self-custody uh retirement account
21:33 because that currently is more
21:35 difficult. Although hopefully one day
21:37 self-custody of retirement accounts will
21:39 be as simple as Bit Key. And when that
21:41 day arrives, I will absolutely
21:43 positively move my retirement Bitcoin
21:46 into self-custody. I just have not done
21:49 that because it uh there’s nothing as
21:51 elegant as Bitkey for retirement
21:54 accounts yet. So hopefully that uh sort
21:56 of overview of ecosystems is helpful.
21:59 Love to help you in your Bitcoin
22:01 journey. in there if there’s any way I
22:02 can on any front. I’m always here to
22:04 serve and love answering questions. So,
22:06 message me any questions you got. And uh
22:09 I’m happy to weigh in on screenshots of
22:12 error messages or communication you got
22:15 that you’re not sure if it’s legit or
22:17 questions you have. Literally anything
22:19 you could possibly need on your Bitcoin
22:21 journey, please message me and I am here
22:24 to serve. Have a great night everyone.
22:25 Thanks.